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Mint is gone.
Here’s the replacement that tells you what to do.
Mint shut down in 2024, and Intuit pointed everyone at Credit Karma — a service whose business is ads and offers. If you’re looking for a Mint replacement, you can do better than another free-but-ad-driven tracker. FortuniFi does more than show you where your money went: it tells you what to pay first, what to do next, and reaches out on payday — the guidance that gets you moving, out of debt and into wealth, is free, forever, and you’re never the product.
Mint was a dashboard — you watched, then decided alone. FortuniFi’s You Drive mode gives you that same clean, honest view of everything in one place, then adds what Mint never did: what to actually do next, and your real debt-free date. Start by just tracking; turn on the guidance the day you want it.
In FortuniFi, the guidance that gets you moving — out of debt and into wealth — is free, forever, with no ads and no selling of your data. The only thing we do with your money data is help you with it. Plus adds what makes it easier and takes you further — automatic bank sync, the AI, and the deeper tracking and wealth tools.
The screen Mint never had. What to pay first this month, in order, with what every dollar buys in days of freedom. Mint tracked the past; FortuniFi decides the next move with you.
FortuniFi vs Mint, side by side
| What you actually need | FortuniFithe guide | Mint |
|---|---|---|
| Still exists & actively supported | Yes | Shut down |
| See where your money goes | Yes | Yes |
| Automatic bank sync | Yes | Yes |
| Tells you what to pay first when money’s short | Yes | No |
| Reaches out on payday with your one move | Yes | No |
| No ads & never monetizes your data | Yes | Ad-supported |
| Grows with you: debt → wealth → giving | Yes | Part |
| Faith woven in — and fully optional | Yes | No |
| Real free tier — the way forward, free forever | Yes | Free, ad-supported |
| Price | $0free forever · Plus $9/mo or $89/yr · both partners | Discontinuedwas free, ad-supported |
Comparison reflects Mint’s features and model as publicly known before its 2024 discontinuation, to the best of our understanding. Mint was a product of Intuit Inc.; FortuniFi is independent and not affiliated with, or endorsed by, Intuit, Mint, or Credit Karma.
Snap a photo of a statement and FortuniFi fills in the debt. Behind on the mortgage? It drafts your hardship letter. Facing a high card rate or a collections call? It writes the exact words to say. Ask a plain-English “what if” and watch it move your real payoff date. Where other apps stop at tracking (or a chatbot that answers questions), FortuniFi’s AI produces what you actually need — grounded in your own numbers, and never used to train AI ›
Common questions
What is the best alternative to Mint?
If you want more than tracking, FortuniFi: it tells you what to pay first, nudges you on payday, has a real free tier — the way forward is free, forever — and never monetizes your data with ads — unlike Mint’s ad-supported model.
Why do I need a Mint replacement?
Intuit shut Mint down and moved users to Credit Karma, whose model is ads and offers. FortuniFi is a guide that tells you what to do and never sells or ad-targets your data.
Is FortuniFi free like Mint was?
The guidance that gets you moving, out of debt and into wealth — the plan, what to pay first, and the Ledger — is free forever, with no ads and no data monetization. Plus ($9/mo or $89/yr) adds automatic bank sync, the AI, and the deeper tracking and wealth tools.
How is FortuniFi different from Mint?
Mint showed where your money went. FortuniFi tells you what to do next — what to pay first, your payday move, days of freedom per payment, and a path from debt to wealth to giving.
Replace Mint with a guide, not another mirror.
See your first honest month free — what to pay, what to save, what to do next. No card, no ads.